UnitedHealth Group Incorporated is the parent of United Healthcare, the biggest health insurance company in the United States. Fortune magazine ranks UnitedHealth number 22 on its Top 500 American Companies list. Its organizational structure includes numerous subsidiaries and divisions that in total serve more than 70 million people nationwide. A large membership group partially accounts for the company’s average yearly earnings of over $5 billion.
United traces its roots back to 1974. The company developed swiftly after several acquisitions, and was the first company to create network health plans for seniors. In 1984, United changed its enterprise status to a publicly traded, for-profit company, listed on the New York Stock Exchange.
If you are a United policy holder, you may be curious about the details of your plan.
Will it cover the type of nose surgery that I need?
Will I need to pay any out-of-pocket expenses?
Do I have a deductible?
Health insurance consumers are accustomed to changes in premiums and other rates. However, it can become especially confusing if this information is not communicated in an easy-to-understand way. United Healthcare has had 8 changes alone in its 11 page nasal surgery policy since it was rewritten in December of 2010 with corrections in May of 2013 replacing the revision from on April of 2013. Your insurance policy is only renewed once per year. We make a point to stay updated on each revision to make sure you know what to expect.
If you suspect you may need nose surgery, and are a United member, schedule an appointment at our upper east-side practice. As an out-of-network office we can spend more time and attention with your care than in-network practices that may be required to see more patients. We have a specialized team of insurance specialists that can interpret your policy and let you know what your benefits are. We ensure that your insurance covers your nose surgery to the largest extent possible. Dr. Bennett and his office value each patient, and strive to make you feel comfortable and confident that you are receiving the best care possible.
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